Born in 1938, Dave became a collector as a teenage in 1952 by filling a Whitman album with Lincoln "pennies." The next year he started a part-time dealership, which has evolved over the years into a very successful career. By 2007, he has served as the president for both the Professional Numismatists Guild and the American Numismatic Association. Dave is the author of more than 40 numismatic books and holds the title of the "longest running columnist" in the history of numismatics for his "Coin World" column the "Joys of Collecting." In this lecture presentation with show-and-tell you will learn the story of the beginnings of paper money in America in 1690 and how counterfeiting immediately became a problem, how the first banks were started and why government oversight was needed, what contributes to the scarcity of a bank note, stories of various banks and the personalities involved, about Jacob Perkins of Massachusetts who made dies and developed new printing technologies, how printing companies and how they functioned, and the formation of the American Bank Note Company. You will then see examples of these beautiful issues.